ZAMTRIXZAMTRIXBusiness Formations

Terms of Service

Last updated 26 August 2026

These terms govern how we work together. Sections 7 to 9 limit our liability and section 15 covers how disputes are resolved — please read those closely.

1. This agreement

These Terms of Service ("Terms") are a binding agreement between you and ZAMTRIX Business Formations ("we", "us", "our") governing your use of our website and services.

By creating an account, submitting an application, or paying us, you confirm you have read, understood and accepted these Terms and our Privacy Policy. If you do not accept them, do not use the service.

You must be at least 18 years old and legally able to enter into contracts. If you are acting for a company or another person, you confirm you are authorised to bind them, and "you" means both you and them.

2. What we do — and what we do not

We are a document preparation and filing service. On your instruction we prepare business formation documents, submit them to the relevant authority, and arrange the related services you order, such as a registered agent, a federal tax number (EIN), a business address or mail forwarding.

  • We are not a law firm. We do not practise law, we do not represent you, and no solicitor-client or attorney-client relationship is created. Nothing we say is legal advice and no legal privilege attaches to anything you tell us.
  • We are not accountants or tax advisers. Nothing we say is tax advice. Whether you owe tax anywhere depends on facts we do not assess.
  • We do not choose for you. Guidance on the site — which state suits, how ownership is usually arranged, what banks tend to ask for — is general information published for a wide audience. It is not a recommendation about your circumstances.
  • We act on your instructions. We do not verify that your business is lawful, viable, or permitted in your country, and we do not check whether your chosen name infringes anybody's trademark.

We prepare and file business documents. We are not a law firm or a tax adviser, and nothing here is tax or legal advice. For advice about your own situation, speak to a qualified professional.

3. Your responsibilities

You agree that:

  • Your information is true. Everything you give us must be accurate, current and complete, and identity details must match the documents they come from exactly. We rely on it entirely and do not independently verify it.
  • You will keep it up to date. Tell us immediately if anything changes before a filing is submitted.
  • You will obey the law that applies to you. Including any duty to register, declare, report or pay tax where you live or operate. Owning a US company does not exempt you from your own country's law, and finding out what applies to you is your responsibility.
  • You are not prohibited from dealing with us. You confirm neither you nor any owner is subject to sanctions, on a prohibited-parties list, or resident in an embargoed territory, and that no funds you send us derive from crime.
  • You will keep your own copies. Download and store everything we deliver. We are not your system of record.
  • You will keep your account secure. You are responsible for everything done through your account. Tell us at once if you suspect unauthorised access.

If information you gave us turns out to be wrong or incomplete, any resulting cost — re-filing fees, penalties, a rejected application, a dissolved company — is yours, not ours.

4. Fees, payment and refunds

Our service fee and the government's own filing fee are shown separately before you pay. Government fees are passed on at cost. Prices are quoted in US dollars unless stated otherwise, and payment is due in full before we begin.

You are responsible for any bank charges, currency conversion costs, card fees or local taxes incurred in paying us.

  • Government fees are never refundable. Once a filing is submitted, the state or agency keeps its fee whatever the outcome. They do not refund us, so we cannot refund you.
  • Before we submit: cancel and we refund what you paid, less any third-party cost already incurred on your behalf and a reasonable charge for work already done.
  • After we submit: our service fee is refundable only in proportion to work not yet performed. Once a filing is approved, the service is delivered and no refund is due.
  • Rejected through our error: we correct and re-file at our own cost, including any re-filing fee. This is your sole and exclusive remedy for a filing error.
  • Rejected because of your information: we re-file without a further service charge, but the government fee is payable again.
  • Chargebacks. Raising a chargeback instead of contacting us first is a breach of these Terms. We will contest chargebacks for services delivered, and may suspend work and recover our costs of doing so.

Any refund is paid by the method you paid with, and may take time to reach you depending on your bank.

5. No guarantee of outcome or timing

Approval rests entirely with government agencies, banks and other third parties. We control the quality and promptness of our own work and nothing else.

  • Timing. Processing times we quote are typical ranges observed in the past, not promises. Government backlogs, system outages, holidays and additional checks are outside our control, and no time estimate forms part of this agreement.
  • Company names. We check availability before filing, but only the authority confirms it, at the moment it accepts the filing. Availability is not clearance to use a name — trademark rights are a separate question you should take advice on.
  • EINs. The IRS issues these, on its own timetable. Applications without a Social Security Number follow a slower manual route that has, at times, taken several months.
  • Bank accounts. Where you order banking support we prepare documents and guide you. Every bank decides for itself, applies its own rules, and may decline without giving a reason. We cannot and do not promise an account will be opened, and a refusal is not a failure of our service.
  • Continued good standing. Keeping a company alive requires ongoing filings and fees. Unless you have bought a compliance service covering the specific filing, that is your responsibility.

6. Third parties

Delivering these services involves government agencies, payment processors, registered agents, address and mail providers, and banks. We select them with care but do not control them.

We are not responsible for the acts, omissions, errors, delays, outages, price changes, insolvency or discontinuation of any third party. Where a third party imposes its own terms on you, those terms are between you and them.

7. Disclaimer of warranties

To the fullest extent permitted by law, the service is provided "as is" and "as available", without warranty of any kind.

We expressly disclaim all warranties, express, implied or statutory, including any implied warranty of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, or that the service will be uninterrupted, timely, secure or error-free.

No advice or information, whether oral or written, obtained from us creates any warranty not expressly stated here.

Some jurisdictions do not allow the exclusion of implied warranties, so parts of this section may not apply to you.

8. Limitation of liability

To the fullest extent permitted by law:

  • Cap. Our total aggregate liability arising out of or relating to the service, on any theory of liability whatsoever, will not exceed the service fees you actually paid us for the specific order giving rise to the claim, excluding government fees and third-party charges.
  • Excluded losses. We are not liable for indirect, incidental, special, consequential, exemplary or punitive damages, nor for lost profits, lost revenue, lost business, lost opportunity, lost goodwill, lost data, tax liabilities, penalties, fines, or the cost of substitute services — even if we were told such losses were possible.
  • Time limit. Any claim must be brought within one (1) year of the event giving rise to it, or it is permanently barred.

These limits apply even if a remedy fails of its essential purpose, and they reflect a deliberate allocation of risk that is part of the basis of our pricing.

Nothing here excludes liability that cannot lawfully be excluded, including for fraud or fraudulent misrepresentation, or for death or personal injury caused by negligence. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

9. Indemnity

You agree to indemnify, defend and hold harmless ZAMTRIX, its owners, officers, employees, contractors and agents from and against any claim, demand, loss, liability, penalty, fine, cost or expense — including reasonable legal fees — arising out of or connected with:

  • information you gave us that was inaccurate, incomplete or misleading;
  • your use of the service, or of any company we formed for you;
  • your breach of these Terms, or of any law or regulation;
  • any claim that a name or mark you instructed us to use infringes another party's rights;
  • any tax, reporting or licensing obligation of yours, wherever arising.

10. Acceptable use, and our right to decline

You may not use the service for any unlawful purpose, to deceive anyone, to evade sanctions, tax or reporting obligations, to launder money, or to conceal beneficial ownership from an authority entitled to know it.

We may decline, suspend or stop work on any application, at our discretion — for example where we cannot verify identity, where information is inconsistent, where a document has expired, where an owner is under age, where a payment cannot be confirmed, or where we believe the purpose may be unlawful or would expose us to risk.

Where we stop work for these reasons we refund anything not already spent on your behalf. We are not obliged to explain our reasons, and we are not liable for any loss arising from a decision to decline.

11. Intellectual property

The website, its design, text, graphics and software are owned by us or our licensors and are protected by intellectual property law. You may not copy, reproduce, scrape, resell or create derivative works from any part of it without our written permission.

Documents we prepare specifically for you are yours to use for your own business once paid for. Templates, systems and know-how underlying them remain ours.

12. Communications

You agree we may contact you by email and messaging about your application, and that electronic communications satisfy any requirement that communications be in writing.

Notices are treated as received when sent to the email address on your account. Keeping that address current and monitored is your responsibility; we are not liable for anything missed because it was out of date, unmonitored, or filtered as spam.

13. Privacy and data

Our Privacy Policy explains what we collect, why, and how it is protected, and forms part of these Terms.

You consent to us sharing your information with government agencies, registered agents, service providers, payment processors and banks to the extent needed to perform the services you ordered. You acknowledge company registration is a public act and some information becomes public record.

14. Suspending or closing an account

You may close your account at any time by asking us. Closing it does not cancel obligations already incurred, or entitle you to a refund beyond section 4.

We may suspend or close an account that breaches these Terms, or where required by law. Sections that by their nature should survive — fees owed, disclaimers, liability limits, indemnity and dispute resolution — survive termination.

15. Governing law and disputes

These Terms are governed by the laws of the Islamic Republic of Pakistan, without regard to conflict-of-law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

  • Talk to us first. Before starting any formal proceeding you agree to contact us at w.z.bizmail@gmail.com and allow thirty (30) days to resolve the matter informally. Most disputes end here.
  • Arbitration. Any dispute not resolved informally will be finally settled by binding arbitration in Karachi, Pakistan, under the Arbitration Act 1940, before a single arbitrator, in English. Judgment on the award may be entered in any court of competent jurisdiction.
  • No class actions. Disputes will be resolved individually. You and we each waive any right to bring or take part in a class, collective, consolidated or representative proceeding, and an arbitrator may not consolidate claims or preside over any form of representative action.
  • Small claims and injunctions. Either party may bring an individual claim in small claims court, and either may seek injunctive relief in court to protect intellectual property or confidential information.

If you are a consumer resident somewhere whose law gives you a right to bring proceedings locally, or grants you rights that cannot be waived by contract, nothing here removes those rights.

16. General

  • Whole agreement. These Terms and the Privacy Policy are the entire agreement between us and replace anything said or written beforehand.
  • Changes. We may update these Terms. The version applying to an order is the one published when you placed it. Continued use after a change means acceptance of the updated Terms.
  • Severability. If a provision is held unenforceable it is modified to the minimum extent necessary, or severed, and the rest stays in force.
  • No waiver. Not enforcing a provision is not a waiver of it.
  • Assignment. You may not assign these Terms without our consent. We may assign them as part of a merger, acquisition or sale of assets.
  • Force majeure. We are not liable for delay or failure caused by anything beyond our reasonable control, including government action or closure, war, civil unrest, natural disaster, epidemic, strike, internet, power or banking failure, or third-party outage.
  • No third-party beneficiaries. Nobody other than you and us has any right to enforce these Terms.
  • Independent contractors. Nothing here creates a partnership, joint venture, agency or employment relationship between us.
  • Language. These Terms are drawn up in English. Any translation is for convenience, and the English version governs.

17. Contact

Questions about these Terms, or about an order: email w.z.bizmail@gmail.com, quoting your reference.